Employee Benefits

At Heartman Insurance listening to your desires then helping you decide on the right mix of programs and benefits that fit your budget is our first step. We cut through the confusion to discover what you and your employees are looking for in a benefits program.

Our benefits professionals will help you put the right package together at the most competitive price. Once a program is decided upon, we are there to help implement and support your benefits package; providing customer service to you and your employees throughout the life of the program.

Request a Quote

Types of Coverage Available

  • Health
  • Dental
  • Life
  • Short- & Long-Disability
  • Accident
  • Critical Illness / Cancer
  • Voluntary Benefits
  • Wellness
  • Health Savings Accounts
  • Health Reimbursement Arrangements 
  • Flex Spending Accounts
  • ERISA Compliant Summary Plan Descriptions
  • Payroll

Additional Services

  • COBRA Administration
  • Employee Enrollment Meetings
  • Plan Design & Recommendations
  • Independent Market Analysis
  • Healthcare Reform Guidance
  • Online HR Portal - HR360
  • Industry Updates
  • Claims Analysis
  • Electronic Applications
  • Benchmarking
  • Legal Counsel