While some factors are beyond your control, these tips can help you lower your bill.  Link By Sheryl Nance-Nash DailyFinance 

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Rather than not texting, many of us are simply hiding the cell phone below sight level when we text while driving. Link McCook Daily Gazette

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WASHINGTON — Flanked by family members and other victims of teen traffic accidents, highway safety advocates took to Capitol Hill on Tuesday to call for passage of proposed federal legislation that would put tough limits on drivers under age 18.  Link By Bob Keefe The Atlanta Journal-Constitution

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Texting bans do not reduce car crashes and may make the problem slightly worse, according to a report from researchers at the Highway Loss Data Institute (HLDI), a group that works on behalf of the auto insurance industry.   Link By Sara Jerome The Hill

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http://www.usatoday.com/money/autos/2010-09-09-1Aroaddeaths09_ST_N.htm

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A new national survey reveals broad support for restricting the driving privileges for teenagers in the name of safety http://www.insurancenetworking.com/news/auto_insurance_teenage_drivers_safety-25427-1.html Insurance Networking News, August 3, 2010 Bill Kenealy

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Mar 30,2010 – by San-Francisco-Chronicle Cars use lights, bells and buzzers to remind drivers to fasten their seat belts as they start their engines. It would seem natural, then, to offer motorists friendly, yet stern warnings about another bad habit: holding a cell phone while driving, whether for texting or talking. Several software and gadget [...]

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